Mortgage Brokers provide an extremely important service in the field of finance, including the loan origination, working face to face with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan and making sure that you, the borrower, is protected in all areas of the Loan. The Mortgage Broker then presents the loan to the Mortgage Lender for funding. For providing this valuable service, the lender gives the Mortgage Broker a wholesale cost. This makes it possible for you, the borrower, to obtain the most competitive rate available.

We know that for us, one of the most important considerations with any loan is simply to stay in constant touch with the borrower. We also know the importance of getting the job done in a timely manner. We pride ourselves in the number of referrals sent to us by satisfied borrowers, and we are committed to earning the respect and confidence of every single client.

Lenders from all over the country send us daily rate quotes on their particular loan programs. However, many loan programs may not fit the particular needs of the borrower. That's why working closely with you, we are able to seek out the lending program that truly fits your needs, and not the lender's. As your Mortgage Broker, we understand the needs and desires of the community we live in. For us, nothing is more important than making sure you get the best loan in today's fast changing market.

Quite often the borrower may wish to receive a letter of commitment from the Mortgage Broker that will ensure the rate offered will be available at closing.

As a member of the Association of Mortgage Brokers, we have demonstrated our firm commitment to remaining an informed professional in the rapidly changing world of real estate finance. This unique dedication, which always includes strict adherence to a precise Code of Ethics and Standards of Professional Practice, results in the customer being represented by the most trustworthy in the industry.